Welcome to the Family: Kids’ accounts with Pocket Money now available.

Scalable
Kid’s account

Own your child's future. With Pocket Money on top.

Asset Kids Phone D

2% interest p.a.*

Interest without the paper and
hassle of a passbook.

Pocket Money

Hundreds of ETFs at 0% annual
fees (TER).

Savings plans

Commission-free1 savings plans
on ETFs and co.

Asset Phone

For a better tomorrow

Financial independence starts here.

checkmark-wealth

Start early for long-term success
Early investing can provide a financial cushion for costs like education, supporting a more secure adult life.

checkmark-wealth

Turn small savings into big dreams
Compounding allows small recurring contributions to grow substantially, funding future goals and aspirations.

checkmark-wealth

Provide lasting independence
A diversified portfolio for your child can provide financial stability, helping them stand on their own feet.

Pocket Money paid by Scalable

With Scalable Pocket Money, you can invest in hundreds of ETFs by iShares and Xtrackers without the annual fees (TER). Scalable automatically pays out the accrued TER and reinvests it into your chosen ETFs on a quarterly basis.

Asset-Kids-Pocket-Money-D
Kids-Phone-D - ENi18n

Empower your child's investment future

checkmark-wealth

Pocket Money: Hundreds of ETFs at 0% TER p.a.

checkmark-wealth

Savings plans from €1 savings rate

checkmark-wealth

2% interest p.a. on cash*

FAQ

Answers to further frequently asked questions are answered in our Help Center.

By investing for your child now and the account being owned by them, there can be tax savings from early inheritance or gifting depending on the country specific laws.2

All legal guardians need a Scalable account to be able to open a Kid’s account. The account can be opened anytime free of charge. All legal guardians then have full access to the Kid’s account and can manage it.

It is possible to open a Kid’s account even with sole custody.

A Kid’s account can only be opened by the legal guardians.

1 PRIME+ Broker: €0 for trades of €250 or more, otherwise €0.99. FREE Broker: €0 for purchases of PRIME ETFs (all Amundi, iShares, Xtrackers ETFs) of €250 or more, otherwise €0.99. All brokerage models: €0 for savings plan executions. Crypto fees, product costs, spreads and/or inducements may apply. Compare broker plans in detail.

2 Scalable Capital does not provide tax advice. Tax treatment is individual and can change. Assumption: non-assessment certificate and tax exemption for €13,096, capital gains tax: 25%, solidarity surcharge: 5.5%; church tax: 9%.